About Atlantic Edge
Atlantic Edge Credit Union is a member-owned Newfoundland and Labrador credit union created January 1, 2022 by the merger of Eagle River Credit Union (est. 1984) and Leading Edge Credit Union, and enlarged January 1, 2024 by merging with EasternEdge and Hamilton Sound credit unions. It serves roughly 24,000 members with about $576 million in assets through branches across Newfoundland and southern Labrador, and uses a deliberately decentralized head-office structure (no single HQ city verified).
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Access: Membership required · Open common bond
Eligible provinces: Newfoundland & Labrador
How to join: Apply online (apply.eaglerivercu.com), call 1-877-377-3728, or visit a branch to become a member.
Deposit protection: Credit Union Deposit Guarantee Corporation (Newfoundland and Labrador)
up to $250,000
Current top rates
rates confirmed as of 2026-10-16Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-16Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | RRSPRRIFTFSA | N | — | At maturity | — | 2.60% |
| 2 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.75% |
| 3 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.85% |
| 4 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.00% |
| 5 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.20% |
| Investment Deposits Fixed - Terms and conditions apply. Limited time promotional rate.Non-redeemable · paid at maturity | ||||||
| 2 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.60% |
| 3 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.70% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-16Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Investment Rates Redeemable | — | — | — | 0.10% |
| Savings | Monthly Savings Plan Smart Savings Plan | — | — | — | 2.55% |
| HISA | High Interest Savings Account HISA | — | — | — | 0.55% |
| Chequing | |||||
| Chequing | Chequing Accounts | — | — | $1 | 0.00% |
| Chequing | Chequing Accounts | — | — | $60,000 | 0.01% |
| RRSP | |||||
| RRSP | Investment Rates Redeemable Variable | — | — | — | 0.05% |
| TFSA | |||||
| TFSA | High Interest Savings Account HISA TFSA | — | — | — | 0.55% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-16Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 5.59% |
| 2-year | Fixed | Closed | No | 5.29% |
| 3-year | Fixed | Closed | No | 4.59% |
| 4-year | Fixed | Closed | No | 5.39% |
| 5-year | Fixed | Closed | No | 4.69% |
No mortgage rates match these filters.
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