About Belgian Alliance Credit Union
Belgian-Alliance Credit Union is a Winnipeg-based credit union created in January 2008 by the merger of Belgian Credit Union (established 1939 to serve Winnipeg's Belgian community) and Alliance Credit Union (formed 2001 from Adanac, Communicators and Progress-Vera credit unions). It operates three Winnipeg branches (Provencher, Portage, Jefferson) offering banking, borrowing and investing services.
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Access: Membership required · Open common bond
Eligible provinces: Manitoba
How to join: Apply to become a member at a Winnipeg branch (Becoming a Member page on its website).
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-11| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.70% |
| 2-year GIC | 3.85% |
| 3-year GIC | 4.00% |
| 4-year GIC | 4.05% |
| 5-year GIC | 4.15% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-11Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | — | Annually | $500+ | 3.70% |
| 1 year | Non-regRRSPRRIFTFSA | Y | — | Annually | $500+ | 2.50% |
| 2 years | Non-regRRSPRRIFTFSA | N | — | Annually | $500+ | 3.85% |
| 3 years | Non-regRRSPRRIFTFSA | N | — | Annually | $500+ | 4.00% |
| 4 years | Non-regRRSPRRIFTFSA | N | — | Annually | $500+ | 4.05% |
| 5 years | Non-regRRSPRRIFTFSA | N | — | Annually | $500+ | 4.15% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-11Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Plan 24 Account | — | — | — | 0.05% |
| Savings | Regular Savings | — | — | $0 | 0.05% |
| Savings | Regular Savings | — | — | $10,000 | 0.05% |
| Savings | Regular Savings | — | — | $20,000 | 0.25% |
| Savings | Regular Savings | — | — | $30,000 | 0.35% |
| Savings | Regular Savings | — | — | $40,000 | 0.50% |
| Savings | Regular Savings | — | — | $50,000 | 0.75% |
| Savings | Tax Escrow Account | — | — | — | 0.00% |
| Savings | US Savings | — | — | — | 0.05% |
| HISA | High Interest Savings | — | — | — | 1.25% |
| Junior | FAT CAT Account | — | — | — | 1.25% |
| Junior | HEADSTART Account | — | — | — | 1.25% |
| Senior | Golden Savings | — | — | — | 0.05% |
| RRSP | |||||
| RRSP | Variable RSP, RIFPromo | Annually | Semi-annually | — | 0.75% |
| RRIF | |||||
| RRIF | Variable RSP, RIFPromo | Annually | Semi-annually | — | 0.75% |
| TFSA | |||||
| TFSA | Variable TFSAPromo | Annually | Semi-annually | — | 1.25% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-11Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 5.20% |
| 1-year | Fixed | Closed | No | 4.39% |
| 2-year | Fixed | Closed | No | 4.29% |
| 3-year | Fixed | Closed | No | 4.19% |
| 4-year | Fixed | Closed | No | 4.29% |
| 5-year | Fixed | Closed | No | 4.39% |
| 5-year | Fixed | Closed | No | 4.79% |
| 5-year | Fixed | Closed | No | 5.04% |
| Variable Open (no term)Variable · open · conventional | ||||
| No set term | Variable | Open | No | 5.70% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| Home Equity Line of Credit | 5.70% |
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