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Christian Credit Union

Credit union· Edmonton, Alberta· Since 1952Restricted membership

Profiled by Ratehunter

data as of 2026-10-16 · How we track rates

About Christian Credit Union

Faith-based Alberta credit union founded in Edmonton in 1952 by Dutch Reformed immigrants as Edmonton Christian Reformed Savings and Credit Union Ltd. Serves Christians across Alberta from branches in Edmonton and Lethbridge, offering personal, business, church and non-profit banking guided by its Statement of Faith.

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Access: Membership required · Closed common bond

Eligible provinces: Alberta

How to join: Apply at a branch or by phone (1.877.426.0506) with Canadian government ID and SIN; the credit union invests $1 in common shares when the membership opens.

Notes: Faith-based bond (religious community) — closed per project definition. Membership expanded in 2018 beyond specific Reformed denominations.

Deposit protection: Credit Union Deposit Guarantee Corporation (Alberta)

100% deposit guarantee; also the prudential supervisor under Alberta Treasury Board oversight

How deposit insurance works →

Current top rates

rates confirmed as of 2026-10-14

Best GIC · 5-year3.40%

Best mortgage · 5-year fixed4.64%

Prime rate4.45%

GIC ladder	Best rate
1-year GIC	3.05%
2-year GIC	3.25%
3-year GIC	3.10%
4-year GIC	3.10%
5-year GIC	3.40%

Base ladder rates. Institution may have more term rates below.

Rate history builds here as we track this institution's rates over time.

Term deposit rates

— not stated on siterates confirmed as of 2026-10-14

Filter rates

Term	Registration	Redeemable	Compounding	Interest paid	Min–Max deposit	Rate
Short-term — under 1 year
6 months	Non-reg	N	Annually	At maturity	—$250k+$500k+$1M+	2.45%2.50%2.55%2.60%
Long-term — 1 year +
1 year	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	Annually	At maturity	—$250k+$500k+$1M+	2.90%2.95%3.00%3.05%
18 months	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	Annually	At maturity	$250k+$500k+$1M+	2.95%3.05%3.10%
2 years	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	Annually	At maturity	—$250k+$1M+	3.10%3.20%3.25%
3 years	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	—	At maturity	—$250k+$500k+$1M+	2.95%3.00%3.05%3.10%
4 years	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	—	At maturity	—$250k+$500k+$1M+	2.95%3.00%3.05%3.10%
5 years	Non-regRRSPRESPRDSPRRIFTFSAFHSALIRALIF	N	—	At maturity	—$250k+$500k+$1M+	3.25%3.30%3.35%3.40%

Savings & chequing rates

rates confirmed as of 2026-10-14

Filter rates

Type	Product	Calculated	Paid	Min. balance	Rate
Savings
Savings	Savings	—	—	—	0.07%
HISA	High Interest Savings	—	—	—	0.55%
Junior	FAT CAT®	—	—	—	0.07%
Junior	HEADSTART®	—	—	—	0.07%
Chequing
Chequing	Freedom Chequing Account	—	—	$0	0.03%
Chequing	Freedom Chequing Account	—	—	$3,000	0.03%
Chequing	Freedom Chequing Account	—	—	$10,000	0.05%
RRSP
RRSP	Registered Retirement Savings Plan (RRSP) Variable	—	—	$0	0.10%
RRIF
RRIF	Registered Retirement Income Fund (RRIF) Variable	—	—	$0	0.10%
TFSA
TFSA	Tax Free Savings Account (TFSA) High Interest	—	—	$0	0.55%
FHSA
FHSA	First Home Savings Account (FHSA)	—	—	$0	0.55%
Other accounts
USD	US Personal AccountUS$	—	—	$0	0.03%
USD	US Personal AccountUS$	—	—	$3,001	0.03%
USD	US Personal AccountUS$	—	—	$10,001	0.05%

Mortgage rates

rates confirmed as of 2026-10-14

Filter rates

Term	Type	Open / closed	Insured	Posted rate
1-year	Fixed	Open	No	9.15%
1-year	Fixed	Closed	No	4.74%
2-year	Fixed	Closed	No	4.74%
3-year	Fixed	Closed	No	4.54%
4-year	Fixed	Closed	No	4.69%
5-year	Fixed	Closed	No	4.64%
5-year	Variable	Closed	No	4.45%
5-year	Variable	Closed	No	4.95%
5-year	Fixed	Closed	Yes	4.54%
UltraFlex FixedFixed · closed · conventional · 1-year term
1-year	Fixed	Closed	No	4.99%

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