About Community Credit Union
Community Credit Union is a small member-owned, full-service credit union in Newfoundland and Labrador with branches in Marystown, Witless Bay and Hermitage. It offers chequing and savings accounts, mortgages, loans, term deposits, registered investments and Collabria Mastercard products, and provides financial planning through Credit Union Financial Management (CUFM).
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Access: Membership required · Open common bond
Eligible provinces: Newfoundland & Labrador
How to join: Apply online, book a chat, call or visit a local branch (Marystown, Witless Bay or Hermitage).
Deposit protection: Credit Union Deposit Guarantee Corporation (Newfoundland and Labrador)
up to $250,000
Current top rates
rates confirmed as of 2026-10-11| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.50% |
| 2-year GIC | 2.55% |
| 3-year GIC | 2.60% |
| 4-year GIC | 2.65% |
| 5-year GIC | 2.75% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-11Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 1 – 3 months | Non-reg | Y | — | At maturity | — | 1.50% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.50% |
| 1 year | Non-reg | Y | — | At maturity | — | 2.00% |
| 2 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.55% |
| 2 years | Non-reg | Y | — | At maturity | — | 2.25% |
| 3 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.60% |
| 3 years | Non-reg | Y | — | At maturity | — | 2.30% |
| 4 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.65% |
| 4 years | Non-reg | Y | — | At maturity | — | 2.40% |
| 5 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.75% |
| 5 years | Non-reg | Y | — | At maturity | — | 2.50% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-11Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 5.30% |
| 2-year | Fixed | Closed | No | 5.20% |
| 3-year | Fixed | Closed | No | 4.29% |
| 4-year | Fixed | Closed | No | 5.00% |
| 5-year | Fixed | Closed | Yes | 4.29% |
No mortgage rates match these filters.
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