About Conexus Credit Union
Conexus Credit Union is Saskatchewan's largest credit union, tracing its roots to 1937 as the Regina Co-operative Savings and Credit Union and taking its current name in the 2003 merger of Sherwood, Moose Jaw and Assiniboia credit unions. Effective January 1, 2026, Conexus, Cornerstone Credit Union Financial Group and Synergy Credit Union amalgamated, continuing as Conexus Credit Union with over $10 billion in consolidated assets and 140,000+ members. It offers full-service personal and business banking across the province.
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Access: Membership required · Open common bond
Eligible provinces: Saskatchewan
How to join: Open a membership online, by phone or at a branch and purchase a membership share.
Deposit protection: Credit Union Deposit Guarantee Corporation (Saskatchewan)
100% deposit guarantee; also the prudential regulator
Current top rates
rates confirmed as of 2026-10-11| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.15% |
| 2-year GIC | 2.65% |
| 3-year GIC | 3.45% |
| 4-year GIC | 2.90% |
| 5-year GIC | 3.00% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-11Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 – 59 days | RESP | N | — | At maturity | $500+ reg | 0.10% |
| 60 – 89 days | RESP | N | — | At maturity | $500+ reg | 0.20% |
| 90 – 179 days | RESP | N | — | At maturity | $500+ reg | 0.25% |
| 180 – 269 days | RESP | N | — | At maturity | $500+ reg | 0.30% |
| 270 – 364 days | RESP | N | — | At maturity | $500+ reg | 0.35% |
| Long-term — 1 year + | ||||||
| 1 year | RRSPRESPRRIFFHSA | N | — | At maturity | $500+ reg | 3.15% |
| 1 year | Non-regTFSA | N | — | Annually | $1k+ | 3.15% |
| 1 year | Non-regTFSA | Y | — | Annually | $1k+ | 2.25% |
| 1 year | RRSPFHSA | Y | — | At maturity | $1k+ reg | 2.25% |
| 1 year | RRIF | Y | — | At maturity | $1k+ reg | 2.20% |
| 2 years | RRSPRESPRRIFFHSA | N | — | At maturity | $500+ reg | 2.65% |
| 2 years | Non-regTFSA | N | — | Annually | $1k+ | 2.65% |
| 3 years | RRSPRESPRRIFFHSA | N | — | At maturity | $500+ reg | 3.45% |
| 3 years | Non-regTFSA | N | — | Annually | $1k+ | 3.45% |
| 4 years | RRSPRESPRRIFFHSA | N | — | At maturity | $500+ reg | 2.90% |
| 4 years | Non-regTFSA | N | — | Annually | $1k+ | 2.90% |
| 5 years | RRSPRESPRRIFFHSA | N | — | At maturity | $500+ reg | 3.00% |
| 5 years | Non-regTFSA | N | — | Annually | $1k+ | 3.00% |
| ConvertibleConvertible · $1k minimum | ||||||
| 3 years | Non-regTFSA | Y | — | Annually | $1k+ | 2.70% |
| 3 years | RRSPRRIF | Y | — | At maturity | $1k+ reg | 2.70% |
| Easy StartNon-redeemable · $1k minimum | ||||||
| 1 year | Non-regTFSA | N | — | Annually | $1k+ | 2.25% |
| 1 year | RRSPFHSA | N | — | At maturity | $1k+ reg | 2.25% |
| U.S. dollar — all terms | ||||||
| 1 year | Non-reg | N | — | Annually | — | 2.00% |
| 2 years | Non-reg | N | — | Annually | — | 2.50% |
| 3 years | Non-reg | N | — | Annually | — | 2.70% |
| 4 years | Non-reg | N | — | Annually | — | 3.00% |
| 5 years | Non-reg | N | — | Annually | — | 3.30% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-11Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| RRSP | |||||
| RRSP | Savings Variable - RRSP | — | — | $1,000 | 0.55% |
| RESP | |||||
| RESP | Savings Variable | — | — | $500 | 0.55% |
| RRIF | |||||
| RRIF | Savings Variable - RRIF/LIF/PRIF | — | — | $1,000 | 0.55% |
| TFSA | |||||
| TFSA | Savings Variable - TFSA | — | — | $1,000 | 0.55% |
| FHSA | |||||
| FHSA | Savings Variable - FHSA | — | — | $1,000 | 0.55% |
| LIF | |||||
| LIF | Savings Variable - RRIF/LIF/PRIF | — | — | $1,000 | 0.55% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-11Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| Amortization — 25 years or less | ||||
| Board rateconventional · 6-month to 5-year terms | ||||
| 6-month | Fixed | Open | No | 9.75% |
| 1-year | Fixed | Open | No | 9.75% |
| 6-month | Fixed | Closed | No | 5.49% |
| 1-year | Fixed | Closed | No | 5.49% |
| 2-year | Fixed | Closed | No | 5.09% |
| 3-year | Fixed | Closed | No | 6.05% |
| 4-year | Fixed | Closed | No | 5.99% |
| 5-year | Fixed | Closed | No | 6.09% |
| 1-year | Variable | Closed | No | 4.45% |
| 2-year | Variable | Closed | No | 4.45% |
| 3-year | Variable | Closed | No | 4.45% |
| 4-year | Variable | Closed | No | 4.45% |
| 5-year | Variable | Closed | No | 4.45% |
| Flex Feature Mortgageconventional · 6-month to 5-year terms | ||||
| 6-month | Fixed | Open | No | 7.59% |
| 1-year | Fixed | Open | No | 7.59% |
| 6-month | Fixed | Closed | No | 5.24% |
| 1-year | Fixed | Closed | No | 5.24% |
| 2-year | Fixed | Closed | No | 4.84% |
| 3-year | Fixed | Closed | No | 4.94% |
| 4-year | Fixed | Closed | No | 5.04% |
| 5-year | Fixed | Closed | No | 4.94% |
| 1-year | Variable | Closed | No | 3.79% |
| 2-year | Variable | Closed | No | 3.79% |
| 3-year | Variable | Closed | No | 3.79% |
| 4-year | Variable | Closed | No | 3.79% |
| 5-year | Variable | Closed | No | 3.79% |
| Value MortgageFixed · closed · conventional · 1-year to 5-year terms | ||||
| 1-year | Fixed | Closed | No | 4.89% |
| 2-year | Fixed | Closed | No | 4.49% |
| 3-year | Fixed | Closed | No | 4.59% |
| 4-year | Fixed | Closed | No | 4.69% |
| 5-year | Fixed | Closed | No | 4.59% |
| Amortization — over 25 years | ||||
| 1-year | Fixed | Closed | No | 5.34% |
| 2-year | Fixed | Closed | No | 4.94% |
| 3-year | Fixed | Closed | No | 5.04% |
| 4-year | Fixed | Closed | No | 5.14% |
| 5-year | Fixed | Closed | No | 5.04% |
No mortgage rates match these filters.
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