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Flin Flon Credit Union

Credit union· Flin Flon, Manitoba· Since 1940Anyone can join

About Flin Flon Credit Union

Incorporated January 10, 1940 as Alpha Credit Union Society Limited and renamed Flin Flon Credit Union in 1959. A single-branch financial co-operative at 36 Main Street in Flin Flon serving Northern Manitoba, returning excess profits to members through its Member Equity Plan (first patronage payment 2007).

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Access: Membership required · Open common bond

Eligible provinces: Manitoba

How to join: Complete a membership application in branch and purchase one $5 membership share.

Notes: Membership decisions may be appealed to the Board of Directors.

Deposit protection: Deposit Guarantee Corporation of Manitoba

100% unlimited deposit guarantee

How deposit insurance works →

Current top rates

rates confirmed as of 2026-10-15
Best GIC · 5-year2.90%
Best mortgage · 5-year fixed4.09%
Prime rate4.45%
GIC ladderBest rate
1-year GIC2.70%
2-year GIC2.75%
3-year GIC2.80%
4-year GIC2.85%
5-year GIC2.90%

Base ladder rates. Institution may have more term rates below.

Rate history builds here as we track this institution's rates over time.

Term deposit rates

— not stated on siterates confirmed as of 2026-10-15
Filter rates
TermRegistrationRedeemableCompoundingInterest paidMin–Max depositRate
Long-term — 1 year +
1 yearNon-regRRSPRRIFTFSAN—At maturity—2.70%
2 yearsNon-regRRSPRRIFTFSAN—At maturity—2.75%
3 yearsNon-regRRSPRRIFTFSAN—At maturity—2.80%
4 yearsNon-regRRSPRRIFTFSAN—At maturity—2.85%
5 yearsNon-regRRSPRRIFTFSAN—At maturity—2.90%
Redeemable Term Cashable AnytimeCashable · paid at maturity · $500 minimum
1 yearNon-regcashable—At maturity$500+1.75%

Savings & chequing rates

rates confirmed as of 2026-10-15
Filter rates
TypeProductCalculatedPaidMin. balanceRate
Savings
SavingsPlan 24 and Regular SavingsDailyMonthly—0.10%
RRSP
RRSPVariable RRSP or RRIF———0.10%
RRIF
RRIFVariable RRSP or RRIF———0.10%
TFSA
TFSATFSA Variable———1.75%
Other accounts
OtherAll In One Chequing——$00.05%
OtherAll In One Chequing——$5,0000.25%
OtherAll In One Chequing——$10,0000.50%
OtherAll In One Chequing——$25,0000.75%
OtherAll In One Chequing——$60,0001.15%

Mortgage rates

Highlighted rows are promo ratesrates confirmed as of 2026-10-15
Filter rates
TermTypeOpen / closedInsuredPosted rate
Consumer MortgageFixed · conventional · 6-month to 5-year terms
6-monthFixedOpenNo5.95%
6-monthFixedClosedNo5.50%
1-yearFixedClosedNo5.49%
2-yearFixedClosedNo5.24%
3-yearFixedClosedNo5.49%
4-yearFixedClosedNo4.15%
4-yearFixedClosedNo5.99%
5-yearFixedClosedNo4.09%
5-yearFixedClosedNo6.09%
Variable Closed Consumer Mortgage - uncappedVariable · closed · conventional · 5-year term
5-yearVariableClosedNo3.70%

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