About L.I.U.N.A. Local 183 Credit Union
L.I.U.N.A. Local 183 Credit Union Limited is an Ontario credit union established in February 1978 to serve members of LIUNA Local 183, the construction labourers' union local. It operates three locations serving the Greater Toronto Area, Vaughan and Barrie. It offers accounts, credit cards, loans, mortgages and registered investments.
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Access: Membership required · Closed common bond
Eligible provinces: Ontario
How to join: Be a LIUNA Local 183 member (or spouse/immediate family) and purchase $125 in membership shares.
Deposit protection: Financial Services Regulatory Authority of Ontario
prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019
Current top rates
rates confirmed as of 2026-09-18| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.10% |
| 2-year GIC | 2.15% |
| 3-year GIC | 2.30% |
| 4-year GIC | 2.40% |
| 5-year GIC | 2.60% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-09-18Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 – 179 days | Non-regRRSPRRIFTFSA | Y | — | At maturity | — | 0.50% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.10% |
| 2 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.15% |
| 3 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.30% |
| 4 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.40% |
| 5 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 2.60% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-09-18Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Open | No | 7.25% |
| 1-year | Fixed | Open | No | 6.90% |
| 6-month | Fixed | Closed | No | 6.80% |
| 1-year | Fixed | Closed | No | 6.00% |
| 2-year | Fixed | Closed | No | 5.20% |
| 3-year | Fixed | Closed | No | 5.45% |
| 4-year | Fixed | Closed | No | 5.60% |
| 5-year | Fixed | Closed | No | 4.90% |
| No set term | Variable | Closed | No | 4.95% |
| 5-year | Fixed · Second mortgage | Closed | No | 7.50% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| Merit Line of Credit | 4.95% |
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