About Outlook Financial
Outlook Financial is the online deposit division of Winnipeg-based Assiniboine Credit Union, offering high-interest savings accounts and GICs in non-registered, TFSA, RRSP, RRIF, and FHSA plans. Account holders become members of Assiniboine Credit Union, and all deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
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Access: Membership required · Open common bond
Eligible provinces: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
How to join: Open an account online; a one-time refundable $5 membership share makes you a member of Assiniboine Credit Union.
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-11| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.85% |
| 2-year GIC | 3.90% |
| 3-year GIC | 4.05% |
| 4-year GIC | 4.10% |
| 5-year GIC | 4.25% |
Base ladder rates. Institution may have more term rates below.
GIC rate history
Best historical posted GIC rate by term
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Term deposit rates
— not stated on siterates confirmed as of 2026-10-11Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSAFHSA | N | — | Annually | $1k+ | 3.85% |
| 2 years | Non-regRRSPRRIFTFSAFHSA | N | — | Annually | $1k+ | 3.90% |
| 3 years | Non-regRRSPRRIFTFSAFHSA | N | — | Annually | $1k+ | 4.05% |
| 4 years | Non-regRRSPRRIFTFSAFHSA | N | — | Annually | $1k+ | 4.10% |
| 5 years | Non-regRRSPRRIFTFSAFHSA | N | — | Annually | $1k+ | 4.25% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-11Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| HISA | High Interest Savings Account | Daily | Monthly | $0 | 1.95% |
| RRSP | |||||
| RRSP | RRSP High Interest Savings Account | Daily | Monthly | $0 | 1.95% |
| RRIF | |||||
| RRIF | RRIF High Interest Savings Account | Daily | Monthly | $0 | 1.95% |
| TFSA | |||||
| TFSA | TFSA High Interest Savings Account | Daily | Monthly | $0 | 1.95% |
| FHSA | |||||
| FHSA | FHSA High Interest Savings Account | Daily | Monthly | $0 | 1.95% |
No rates match these filters.
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