About Peace Hills Trust
Peace Hills Trust is a federally regulated trust company wholly owned by the Samson Cree Nation of Maskwacis, Alberta, and is Canada's first and largest First Nations-owned trust company. Incorporated under the Trust Companies Act on November 19, 1980, it provides deposit, loan, mortgage, and trust services to First Nations communities, institutions, and non-Indigenous personal and business customers. It operates a head office on-reserve in Maskwacis, a corporate office in Edmonton, and eight regional offices across Canada.
MoreLess
Access: Open to all Canadians
Eligible provinces: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
How to join: Open an account at any regional office or through Peace Hills Trust's online channels.
Deposit protection: Canada Deposit Insurance Corporation
$100,000 per insured category per member institution
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.80% |
| 2-year GIC | 3.00% |
| 3-year GIC | 3.10% |
| 4-year GIC | 3.20% |
| 5-year GIC | 3.30% |
Base ladder rates. Institution may have more term rates below.
GIC rate history
Best historical posted GIC rate by term
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Tracked since Jul 16, 2026 · 34 snapshots
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30–179 days | Non-reg | N | — | At maturity | — | 0.20% |
| 30–179 days | RRIF | Y | — | At maturity | — | 0.13% |
| 30–179 days | Non-regRRSP | Y | — | At maturity | — | 0.10% |
| 180–364 days | Non-reg | N | — | At maturity | — | 0.25% |
| 180–364 days | Non-regRRSPRRIF | Y | — | At maturity | — | 0.13% |
| EARLY REDEMPTIONRedeemable · paid at maturity | ||||||
| 30–364 days | Non-regRRSP | Y | — | At maturity | — | 0.05% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSP | N | Annually | At maturity | — | 2.80% |
| 1 year | Non-regRRSPTFSA | N | — | Annually | — | 2.80% |
| 1 year | Non-reg | N | — | Semi-annuallyQuarterlyMonthly | ——— | 2.55%2.40%2.30% |
| 2 years | Non-regRRSP | N | Annually | At maturity | — | 3.00% |
| 2 years | Non-regRRSPTFSA | N | — | Annually | — | 3.00% |
| 2 years | Non-reg | N | — | Semi-annuallyQuarterlyMonthly | ——— | 2.75%2.60%2.50% |
| 3 years | Non-regRRSP | N | Annually | At maturity | — | 3.10% |
| 3 years | Non-regRRSPTFSA | N | — | Annually | — | 3.10% |
| 3 years | Non-reg | N | — | Semi-annuallyQuarterlyMonthly | ——— | 2.85%2.70%2.60% |
| 4 years | Non-regRRSP | N | Annually | At maturity | — | 3.20% |
| 4 years | Non-regRRSPTFSA | N | — | Annually | — | 3.20% |
| 4 years | Non-reg | N | — | Semi-annuallyQuarterlyMonthly | ——— | 2.95%2.80%2.70% |
| 5 years | Non-regRRSP | N | Annually | At maturity | — | 3.30% |
| 5 years | Non-regRRSPTFSA | N | — | Annually | — | 3.30% |
| 5 years | Non-reg | N | — | Semi-annuallyQuarterlyMonthly | ——— | 3.05%2.90%2.80% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | PHT Personal Savings | — | — | $0 | 0.20% |
| Savings | PHT Personal Savings | — | — | $5,000 | 0.20% |
| Savings | PHT Pure Personal Savings | — | — | $0 | 0.00% |
| Savings | PHT Pure Personal Savings | — | — | $5,000 | 1.00% |
| RRSP | |||||
| RRSP | RRSP DAILY INTEREST SAVINGS | Daily | Monthly | $0 | 0.10% |
| RRSP | RRSP DAILY INTEREST SAVINGS | Daily | Monthly | $5,000 | 0.20% |
| TFSA | |||||
| TFSA | TFSA Daily Interest Savings | — | — | $0 | 0.20% |
| TFSA | TFSA Daily Interest Savings | — | — | $5,000 | 0.20% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Closed | No | 7.74% |
| 1-year | Fixed | Closed | No | 5.49% |
| 2-year | Fixed | Closed | No | 5.39% |
| 3-year | Fixed | Closed | No | 4.89% |
| 4-year | Fixed | Closed | No | 4.89% |
| 5-year | Fixed | Closed | No | 4.59% |
No mortgage rates match these filters.
We hunt. You gather.
Rates change without notice. Get rate alerts from Ratehunter and you'll be the first to know when Peace Hills Trust — or anyone else — posts a better rate.
Get rate alertsBrowse all institutions · Best GIC rates · Best HISA rates · Best mortgage rates