About SASCU
SASCU (Salmon Arm Savings and Credit Union) is a member-owned credit union incorporated in 1946 by Salmon Arm orchard farmers. It serves the Shuswap region of British Columbia with about 20,000 members and roughly $1 billion in assets, offering banking, lending, and — through subsidiaries SASCU Wealth Inc. and SASCU Insurance Services Ltd. — wealth management and insurance.
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Access: Membership required · Open common bond
Eligible provinces: British Columbia
How to join: Open a membership at a SASCU branch in Salmon Arm, Sicamous, or Sorrento (or online) and purchase member equity shares.
Deposit protection: Credit Union Deposit Insurance Corporation of British Columbia
100% unlimited deposit protection; administered by BCFSA
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.30% |
| 2-year GIC | 3.60% |
| 3-year GIC | 3.65% |
| 4-year GIC | 3.70% |
| 5-year GIC | 3.75% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | $500+ | 3.30% |
| 1 year | Non-reg | Y | — | At maturity | $500+ | 2.50% |
| 18 months | Non-reg | N | — | At maturity | $500+ | 3.50% |
| 18 months | Non-reg | cashable | — | At maturity | $500+ | 2.40% |
| 2 years | Non-reg | N | — | At maturity | $500+ | 3.60% |
| 2 years | Non-reg | Y | — | At maturity | $500+ | 2.80% |
| 3 years | Non-reg | N | — | At maturity | $500+ | 3.65% |
| 3 years | Non-reg | Y | — | At maturity | $500+ | 2.85% |
| 4 years | Non-reg | N | — | At maturity | $500+ | 3.70% |
| 4 years | Non-reg | Y | — | At maturity | $500+ | 2.90% |
| 5 years | Non-reg | N | — | At maturity | $500+ | 3.75% |
| 5 years | Non-reg | Y | — | At maturity | $500+ | 2.95% |
| Community Impact Term DepositNon-redeemable · paid at maturity | ||||||
| 3 years | Non-reg | N | — | At maturity | — | 3.60% |
| PayDay - TermNon-redeemable · paid at maturity · $500 minimum | ||||||
| 3 years | RRSPTFSA | N | — | At maturity | $500+ reg | 3.65% |
| U.S. dollar — all terms | ||||||
| 1 year | Non-reg | N | — | At maturity | $500+ | 3.60% |
No rates match these filters.
Escalator GICs
rates confirmed as of 2026-10-15The rate rises each year of the term. Yield is the effective annual yield the institution prints.
| Product | Yr 1 | Yr 2 | Yr 3 | Yr 4 | Yr 5 | Yield |
|---|---|---|---|---|---|---|
| 3-year escalators | ||||||
| 3 Year Rate Riser3 years · min $500Non-reg | 3.10% | 3.65% | 3.75% | — | — | 3.50% |
| 5-year escalators | ||||||
| 5 Year Rate Riser5 years · min $500Non-reg | 3.10% | 3.45% | 3.65% | 3.80% | 4.00% | 3.60% |
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | PLAN 24 SAVINGS | — | — | $0 | 0.10% |
| Other accounts | |||||
| USD | US DOLLAR SAVINGSUS$ | — | — | $0 | 0.10% |
| USD | US DOLLAR SAVINGSUS$ | — | — | $5,001 | 0.10% |
| USD | US DOLLAR SAVINGSUS$ | — | — | $25,001 | 0.10% |
| USD | US DOLLAR SAVINGSUS$ | — | — | $50,001 | 0.10% |
| Other | INVESTOR SAVINGS - PERSONAL | — | — | $0 | 0.50% |
| Other | INVESTOR SAVINGS - PERSONAL | — | — | $5,000 | 0.75% |
| Other | KUDOS CHEQUING | — | — | $0 | 0.10% |
| Other | KUDOS CHEQUING | — | — | $1,001 | 0.10% |
| Other | KUDOS CHEQUING | — | — | $3,001 | 0.10% |
| Other | KUDOS CHEQUING | — | — | $5,001 | 0.10% |
| Other | PLATINUM PLAN 24 SAVINGS | — | — | $0 | 0.10% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Open | No | 8.69% |
| 1-year | Fixed | Open | No | 8.69% |
| 6-month | Fixed | Closed | No | 7.49% |
| 1-year | Fixed | Closed | No | 4.65% |
| 2-year | Fixed | Closed | No | 4.55% |
| 3-year | Fixed | Closed | No | 4.54% |
| 4-year | Fixed | Closed | No | 4.59% |
| 5-year | Fixed | Closed | No | 4.54% |
| 5-year | Fixed | Closed | No | 4.64% |
| 7-year | Fixed | Closed | No | 5.29% |
| 5-year | Variable | Open | No | 5.45% |
| 3-year | Variable | Closed | No | 3.75% |
| 5-year | Variable | Closed | No | 3.75% |
| 5-year | Fixed | Closed | Yes | 4.44% |
| 5-year | Fixed | Closed | Yes | 4.54% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| CreditMaster PrimeLine | 5.05% |
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