About Souris Credit Union
Souris Credit Union is a member-owned credit union based in Souris, Prince Edward Island, serving the Eastern Kings region with over 3,500 member-owners. It offers full-service personal and business banking through branches in Souris and Montague and has returned over $4.2 million to its community in dividends and donations since 2012. Its exact founding year is not published, though the credit union cites a roughly 70-year history.
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Access: Membership required · Open common bond
Eligible provinces: Prince Edward Island
How to join: Open a membership at the Souris or Montague branch.
Deposit protection: PEI Credit Union Deposit Insurance Corporation
coverage limit to be verified
Current top rates
rates confirmed as of 2026-10-15Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | RRSPRRIFTFSA | N | — | At maturity | — | 2.45% |
| 18 months | RRSPRRIFTFSA | N | — | At maturity | — | 2.55% |
| 2 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.60% |
| 3 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.65% |
| 4 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.75% |
| 5 years | RRSPRRIFTFSA | N | — | At maturity | — | 2.80% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Peak Savings | — | — | $0 | 2.45% |
| Savings | Strategic Savings Account | — | — | $0 | 2.45% |
| Savings | Strategic Savings Account | — | — | $5,000 | 2.50% |
| Savings | Strategic Savings Account | — | — | $10,000 | 2.55% |
| Savings | Strategic Savings Account | — | — | $20,000 | 2.60% |
| Savings | Strategic Savings Account | — | — | $50,000 | 2.65% |
| Chequing | |||||
| Chequing | UltraFlex Spending Accounts | — | — | $0 | 0.20% |
| RRSP | |||||
| RRSP | Variable Rate | — | — | — | 2.45% |
| RRIF | |||||
| RRIF | Variable Rate | — | — | — | 2.45% |
| TFSA | |||||
| TFSA | Variable Rate | — | — | — | 2.45% |
No rates match these filters.
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