About St. Joseph's Credit Union
St. Joseph's Credit Union is a single-branch, member-owned credit union at 3552 Highway 206, Petit de Grat, on Isle Madame in Richmond County, Nova Scotia. It offers everyday banking, mortgages, loans, investments, insurance and credit cards, with member access to 3,000+ surcharge-free ATMs across Canada. Founding year was not verifiable from consulted sources.
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Access: Membership required · Open common bond
Eligible provinces: Nova Scotia
How to join: Contact or visit the Petit de Grat branch (902-226-2288); detailed eligibility criteria are not published on the site.
Notes: Open bond inferred from community-serving language; not explicitly stated on the site.
Deposit protection: Nova Scotia Credit Union Deposit Insurance Corporation
up to $250,000
Current top rates
rates confirmed as of 2026-10-15Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | RRSPRRIFTFSA | N | — | At maturity | — | 3.30% |
| 2 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.60% |
| 3 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.75% |
| 4 years | RRSPRRIFTFSA | N | — | At maturity | — | 3.90% |
| 5 years | RRSPRRIFTFSA | N | — | At maturity | — | 4.00% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Open | No | 9.30% |
| 1-year | Fixed | Closed | No | 7.30% |
| 2-year | Fixed | Closed | No | 7.20% |
| 3-year | Fixed | Closed | No | 7.10% |
| 4-year | Fixed | Closed | No | 7.00% |
| 5-year | Fixed | Closed | No | 6.79% |
No mortgage rates match these filters.
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