About St. Stanislaus-St. Casimir's CU
St. Stanislaus - St. Casimir's Polish Parishes Credit Union Limited, founded August 9, 1945 and headquartered on Roncesvalles Avenue in Toronto, describes itself as the largest parish credit union in the world. Rooted in the Roman Catholic parishes of Ontario's Polish community, it offers personal and business banking, lending, and investments through branches in Toronto and other Ontario cities, and is regulated by FSRA.
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Access: Membership required · Open common bond
Eligible provinces: Ontario
How to join: Apply at a branch or via the membership application with two pieces of ID and purchase ten membership shares ($100 total; $10 single share for child/youth accounts).
Deposit protection: Financial Services Regulatory Authority of Ontario
prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019
Current top rates
rates confirmed as of 2026-10-16| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.20% |
| 2-year GIC | 2.20% |
| 3-year GIC | 3.30% |
| 4-year GIC | 2.25% |
| 5-year GIC | 3.50% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-16Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 days | Non-reg | cashable | — | At maturity | — | 0.05% |
| 60 days | Non-reg | cashable | — | At maturity | — | 0.10% |
| 90 days | Non-reg | cashable | — | At maturity | — | 0.20% |
| 120 days | Non-reg | cashable | — | At maturity | — | 0.25% |
| 180 days | Non-reg | cashable | — | At maturity | — | 0.30% |
| 270 days | Non-reg | cashable | — | At maturity | — | 0.35% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 2.20% |
| 1 year | Non-reg | cashable | — | Annually | — | 0.40% |
| 2 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 2.20% |
| 2 years | Non-reg | cashable | — | Annually | — | 0.50% |
| 3 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 3.30% |
| 3 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 2.25% |
| 3 years | Non-reg | cashable | — | Annually | — | 0.60% |
| 4 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 2.25% |
| 4 years | Non-reg | cashable | — | Annually | — | 0.70% |
| 5 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 3.50% |
| 5 years | Non-regRRSPRESPRRIFTFSA | N | — | At maturity | — | 2.30% |
| 5 years | Non-reg | cashable | — | Annually | — | 0.80% |
| U.S. dollar — all terms | ||||||
| 30 days | Non-reg | cashable | — | At maturity | — | 0.10% |
| 60 days | Non-reg | cashable | — | At maturity | — | 0.10% |
| 90 days | Non-reg | cashable | — | At maturity | — | 0.15% |
| 120 days | Non-reg | cashable | — | At maturity | — | 0.20% |
| 180 days | Non-reg | cashable | — | At maturity | — | 0.20% |
| 270 days | Non-reg | cashable | — | At maturity | — | 0.40% |
| 1 year | Non-reg | cashable | — | At maturity | — | 0.50% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-16Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Current Account | — | — | $0 | 0.00% |
| Savings | Current Account | — | — | $5,000 | 0.05% |
| Savings | Current Account | — | — | $10,000 | 0.05% |
| Savings | Current Account | — | — | $25,000 | 0.05% |
| Savings | Current Account | — | — | $50,000 | 0.05% |
| Savings | Current Account | — | — | $100,000 | 0.10% |
| Savings | Daily Interest Savings | — | — | — | 0.05% |
| Savings | Insured Savings | — | — | — | 0.05% |
| Savings | T-Bill | — | — | $0 | 0.05% |
| Savings | T-Bill | — | — | $5,000 | 0.05% |
| Savings | T-Bill | — | — | $10,000 | 0.10% |
| Savings | T-Bill | — | — | $25,000 | 0.15% |
| Savings | T-Bill | — | — | $50,000 | 0.20% |
| Savings | T-Bill | — | — | $100,000 | 0.20% |
| HISA | Premium Savings | — | — | — | 0.05% |
| Junior | Child-Youth-Student Account | — | — | — | 0.05% |
| Senior | Silver Savings | — | — | — | 0.05% |
| USD | US Daily SavingsUS$ | — | — | — | 0.05% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-16Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Open | No | 7.75% |
| 1-year | Fixed | Open | No | 8.75% |
| 1-year | Fixed | Closed | No | 5.25% |
| 2-year | Fixed | Closed | No | 4.54% |
| 3-year | Fixed | Closed | No | 4.19% |
| 4-year | Fixed | Closed | No | 4.44% |
| 5-year | Fixed | Closed | No | 4.49% |
| 5-year | Variable | Open | No | 7.20% |
| 6-month | Fixed · Second mortgage | Open | No | 8.20% |
| 1-year | Fixed · Second mortgage | Closed | No | 6.75% |
| 2-year | Fixed · Second mortgage | Closed | No | 6.04% |
| 3-year | Fixed · Second mortgage | Closed | No | 5.69% |
| 4-year | Fixed · Second mortgage | Closed | No | 5.94% |
| 5-year | Fixed · Second mortgage | Closed | No | 5.99% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| HELOC / Secured Line of Credit | 5.20%Prime + 0.50% |
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