About Sunshine Coast Credit Union
Sunshine Coast Credit Union, founded in 1941 and based in Gibsons, BC, served about 17,500 members through three branches on BC's Sunshine Coast. On May 6, 2026 it legally merged with Coast Capital Savings and Prospera to form Coast Capital Savings Federal Credit Union, and now operates as a continuing brand of that federal credit union. It offers personal and business banking, lending and investments.
A division of Coast Capital Savings
MoreLess
Access: Membership required · Open common bond
Eligible provinces: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
How to join: Open a membership online or at a Sunshine Coast branch of Coast Capital Savings Federal Credit Union.
Notes: Must reside or work on the Sunshine Coast; $5 share.; $5 share
Deposit protection: Canada Deposit Insurance Corporation
$100,000 per insured category per member institution
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.10% |
| 2-year GIC | 3.40% |
| 3-year GIC | 3.50% |
| 4-year GIC | 3.60% |
| 5-year GIC | 3.80% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 – 59 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 1.90% |
| 30 – 59 days | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 1.55% |
| 60 – 89 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 1.95% |
| 60 – 89 days | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 1.65% |
| 90 – 119 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 2.00% |
| 90–179 days | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 1.70% |
| 120 – 179 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 2.20% |
| 180 – 269 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 2.40% |
| 180 – 269 days | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 1.80% |
| 270 – 364 days | Non-regRRSPRESPFHSA | N | — | At maturity | $1k+ · $100+ reg | 2.60% |
| 270 – 364 days | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 2.00% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.10% |
| 1 year | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 2.15% |
| 18 months | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.25% |
| 18 months | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 2.35% |
| 2 years | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.40% |
| 2 years | Non-regRRSPRESPFHSA | Y | — | Annually | $1k+ · $100+ reg | 2.40% |
| 3 years | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.50% |
| 3 years | Non-regRRSPRESPFHSA | Y | — | Annually | $1k+ · $100+ reg | 2.45% |
| 4 years | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.60% |
| 4 years | Non-regRRSPRESPFHSA | Y | — | Annually | $1k+ · $100+ reg | 2.55% |
| 5 years | Non-regRRSPRESPTFSAFHSA | N | — | At maturity | $1k+ · $100+ reg | 3.80% |
| 5 years | Non-regRRSPRESPFHSA | Y | — | Annually | $1k+ · $100+ reg | 2.65% |
| Variable Convertible Non-RedeemableConvertible · paid at maturity · tiered by deposit | ||||||
| 18 months | Non-regRRSPRESPFHSA | Y | — | At maturity | $1k+ · $100+ reg | 2.45% |
| Variable Non-Redeemable TFSANon-redeemable · paid at maturity | ||||||
| 18 months | TFSA | N | — | At maturity | — | 2.45% |
| U.S. dollar — all terms | ||||||
| 1 month | Non-reg | N | — | At maturity | — | 0.10% |
| 1 month | Non-reg | Y | — | At maturity | — | 0.10% |
| 2 months | Non-reg | N | — | At maturity | — | 2.60% |
| 2 months | Non-reg | Y | — | At maturity | — | 0.10% |
| 3 months | Non-reg | N | — | At maturity | — | 2.70% |
| 3 months | Non-reg | Y | — | At maturity | — | 0.10% |
| 4 months | Non-reg | N | — | At maturity | — | 2.80% |
| 4 months | Non-reg | Y | — | At maturity | — | 0.10% |
| 6 months | Non-reg | N | — | At maturity | — | 3.00% |
| 6 months | Non-reg | Y | — | At maturity | — | 0.10% |
| 9 months | Non-reg | N | — | At maturity | — | 3.10% |
| 9 months | Non-reg | Y | — | At maturity | — | 0.10% |
| 1 year | Non-reg | N | — | At maturity | — | 3.50% |
| 1 year | Non-reg | Y | — | At maturity | — | 0.40% |
| 2 years | Non-reg | N | — | At maturity | — | 1.50% |
| 2 years | Non-reg | Y | — | At maturity | — | 0.50% |
| 3 years | Non-reg | N | — | At maturity | — | 1.50% |
| 3 years | Non-reg | Y | — | At maturity | — | 0.50% |
| 4 years | Non-reg | N | — | At maturity | — | 1.50% |
| 4 years | Non-reg | Y | — | At maturity | — | 0.50% |
| 5 years | Non-reg | N | — | At maturity | — | 1.50% |
| 5 years | Non-reg | Y | — | At maturity | — | 0.50% |
No rates match these filters.
Escalator GICs
rates confirmed as of 2026-10-15The rate rises each year of the term. Yield is the effective annual yield the institution prints.
| Product | Yr 1 | Yr 2 | Yr 3 | Yr 4 | Yr 5 | Yield |
|---|---|---|---|---|---|---|
| 3-year escalators | ||||||
| 3 YEAR NON-REDEEMABLE ESCALATOR TERM DEPOSIT3 yearsNon-reg | 2.50% | 3.50% | 4.50% | — | — | 3.50% |
| 3 YEAR REDEEMABLE ESCALATOR TERM DEPOSIT3 years · redeemableNon-reg | 2.80% | 3.20% | 3.90% | — | — | 3.30% |
| 5-year escalators | ||||||
| 5 YEAR NON-REDEEMABLE ESCALATOR TERM DEPOSIT5 yearsNon-reg | 2.65% | 2.70% | 2.85% | 3.20% | 3.60% | 3.00% |
| 5 YEAR REDEEMABLE ESCALATOR TERM DEPOSIT5 years · redeemableNon-reg | 2.60% | 2.65% | 2.80% | 3.15% | 3.55% | 2.95% |
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | SAVINGS | — | — | — | 0.35% |
| HISA | ELEVATE HIGH INTEREST SAVINGS | — | — | $5,000 | 0.50% |
| USD | US SAVINGSUS$ | — | — | $0 | 0.35% |
| Chequing | |||||
| Chequing | PREMIUM UNLIMITED CHEQUING | — | — | $3,001 | 0.01% |
| USD | US DOLLAR CHEQUINGUS$ | — | — | $1,001 | 0.05% |
| USD | US DOLLAR CHEQUINGUS$ | — | — | $5,001 | 0.10% |
| USD | US DOLLAR CHEQUINGUS$ | — | — | $25,001 | 0.15% |
| RRSP | |||||
| RRSP | Variable Plus RRSP | — | — | $5,001 | 0.30% |
| RRSP | Variable Plus RRSP | — | — | $10,001 | 0.40% |
| RRSP | Variable Plus RRSP | — | — | $25,001 | 0.45% |
| RRSP | Variable Plus RRSP | — | — | $60,001 | 0.50% |
| TFSA | |||||
| TFSA | Variable Rate TFSA | — | — | $0 | 0.60% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 7.20% |
| 6-month | Fixed | Closed | No | 6.90% |
| 1-year | Fixed | Closed | No | 5.50% |
| 2-year | Fixed | Closed | No | 5.00% |
| 3-year | Fixed | Closed | No | 6.05% |
| 4-year | Fixed | Closed | No | 6.00% |
| 5-year | Fixed | Closed | No | 6.10% |
| 7-year | Fixed | Closed | No | 6.40% |
| 5-year | Variable | Closed | No | 4.45% |
No mortgage rates match these filters.
We hunt. You gather.
Rates change without notice. Get rate alerts from Ratehunter and you'll be the first to know when Sunshine Coast Credit Union — or anyone else — posts a better rate.
Get rate alertsBrowse all institutions · Best GIC rates · Best HISA rates · Best mortgage rates