About Taiwanese-Canadian Toronto Credit Union
Taiwanese Canadian Toronto Credit Union Ltd. is a small Ontario credit union organized through the Taiwanese Canadian Association in 1975 and licensed by the province in May 1978. Based in Markham with a second office in Mississauga, it serves over 1,000 members — reportedly about 90% of Ontario's Taiwanese community — with savings, chequing, term deposits/GICs, TFSA/RRSP, mortgages and loans, with service in Taiwanese, Mandarin and English.
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Access: Membership required
Eligible provinces: Ontario
How to join: Contact the Markham office to open a membership savings account with a $5 initial deposit, subject to the credit union's eligibility conditions.
Notes: Taiwanese-Canadian community and their families in the Greater Toronto Area
Deposit protection: Financial Services Regulatory Authority of Ontario
prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.60% |
| 2-year GIC | 2.75% |
| 3-year GIC | 2.75% |
| 4-year GIC | 2.70% |
| 5-year GIC | 2.70% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 – 179 days | Non-reg | Y | — | At maturity | $1k+ | 1.95% |
| 180 – 364 days | Non-reg | Y | — | At maturity | $1k+ | 2.05% |
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | $1k+ | 2.60% |
| 18 months | Non-reg | N | — | At maturity | $1k+ | 2.65% |
| 2 years | Non-reg | N | — | At maturity | $1k+ | 2.75% |
| 3 years | Non-reg | N | — | At maturity | $1k+ | 2.75% |
| 4 years | Non-reg | N | — | At maturity | $1k+ | 2.70% |
| 5 years | Non-reg | N | — | At maturity | $1k+ | 2.70% |
| U.S. dollar — all terms | ||||||
| 6 months | Non-reg | N | — | At maturity | $1k+ | 1.50% |
| 1 year | Non-reg | N | — | At maturity | $1k+ | 2.20% |
| 2 years | Non-reg | N | — | At maturity | $1k+ | 2.30% |
| 3 years | Non-reg | N | — | At maturity | $1k+ | 2.35% |
| 4 years | Non-reg | N | — | At maturity | $1k+ | 2.35% |
| 5 years | Non-reg | N | — | At maturity | $1k+ | 2.40% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| Amortization — 25 years or less | ||||
| 6-month | Fixed | Open | No | 9.95% |
| 1-year | Fixed | Open | No | 9.95% |
| 1-year | Fixed | Closed | No | 5.15% |
| 1-year | Fixed | Closed | No | 5.84% |
| 2-year | Fixed | Closed | No | 5.05% |
| 2-year | Fixed | Closed | No | 5.14% |
| 3-year | Fixed | Closed | No | 4.85% |
| 3-year | Fixed | Closed | No | 6.05% |
| 4-year | Fixed | Closed | No | 4.75% |
| 4-year | Fixed | Closed | No | 5.99% |
| 5-year | Fixed | Closed | No | 4.94% |
| 5-year | Fixed | Closed | No | 6.09% |
| 7-year | Fixed | Closed | No | 6.40% |
| 10-year | Fixed | Closed | No | 6.80% |
| 25-year | Fixed | Closed | No | 12.00% |
| 6-month | Fixed | Convertible | No | 6.09% |
| 5-year | Variable | Open | No | 7.75%Prime + 3.30% |
| 5-year | Variable | Closed | No | 4.45%Prime |
| Amortization — over 25 years | ||||
| 6-month | Fixed | Open | No | 9.95% |
| 1-year | Fixed | Open | No | 9.95% |
| 1-year | Fixed | Closed | No | 5.15% |
| 1-year | Fixed | Closed | No | 5.84% |
| 2-year | Fixed | Closed | No | 5.05% |
| 2-year | Fixed | Closed | No | 5.14% |
| 3-year | Fixed | Closed | No | 4.85% |
| 3-year | Fixed | Closed | No | 6.05% |
| 4-year | Fixed | Closed | No | 4.75% |
| 4-year | Fixed | Closed | No | 5.99% |
| 5-year | Fixed | Closed | No | 4.94% |
| 5-year | Fixed | Closed | No | 6.09% |
| 7-year | Fixed | Closed | No | 6.40% |
| 10-year | Fixed | Closed | No | 6.80% |
| 25-year | Fixed | Closed | No | 12.00% |
| 6-month | Fixed | Convertible | No | 6.09% |
| 5-year | Variable | Open | No | 7.75%Prime + 3.30% |
| 5-year | Variable | Closed | No | 4.45%Prime |
No mortgage rates match these filters.
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