About Vancouver Firefighters CU
Vancouver Firefighters Credit Union is a small closed-bond credit union founded in 1940 in Vancouver, BC, created by firefighters for firefighters. It serves professional firefighters and fire department personnel from 21 designated fire departments in BC's Lower Mainland, plus their immediate families, offering everyday banking, lending and investment products.
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Access: Membership required · Closed common bond
Eligible provinces: British Columbia
How to join: Eligible fire-service personnel or family members apply for membership directly with the credit union.
Deposit protection: Credit Union Deposit Insurance Corporation of British Columbia
100% unlimited deposit protection; administered by BCFSA
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.84% |
| 2-year GIC | 3.05% |
| 3-year GIC | 3.15% |
| 4-year GIC | 3.26% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | — | 2.84% |
| 1 year | RRSPTFSA | N | — | At maturity | — | 3.00% |
| 1 year | Non-reg | N | — | At maturity | — | 2.70% |
| 1 year | Non-reg | Y | — | At maturity | — | 2.12% |
| 1 year | Non-regRRSPTFSA | Y | — | At maturity | — | 2.00% |
| 2 years | Non-reg | N | — | At maturity | — | 3.05% |
| 2 years | Non-reg | N | — | At maturity | — | 2.90% |
| 3 years | Non-reg | N | — | At maturity | — | 3.15% |
| 3 years | Non-reg | N | — | At maturity | — | 3.00% |
| 4 years | Non-reg | N | — | At maturity | — | 3.26% |
| 4 years | Non-reg | N | — | At maturity | — | 3.10% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Plan 20 | Daily | Monthly | — | 0.10% |
| Savings | Special Savers 30 | Monthly | Semi-annually | — | 0.10% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 6.43% |
| 1-year | Fixed | Open | No | 6.75% |
| 1-year | Fixed | Closed | No | 4.95% |
| 1-year | Fixed | Closed | No | 5.20% |
| 2-year | Fixed | Closed | No | 4.19% |
| 2-year | Fixed | Closed | No | 4.40% |
| 3-year | Fixed | Closed | No | 3.95% |
| 3-year | Fixed | Closed | No | 4.15% |
| 5-year | Fixed | Closed | No | 4.04% |
| 5-year | Fixed | Closed | No | 4.24% |
| No set term | Fixed · Second mortgage | Closed | No | 7.13% |
| No set term | Fixed · Second mortgage | Closed | No | 7.49% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| HELOC (Prime+0.5%) | 4.71% |
| HELOC (Prime+0.5%) | 4.95%Prime + 0.50% |
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