About Winnipeg Police Credit Union
Winnipeg Police Credit Union is a closed-bond credit union that commenced operations on November 9, 1949 as the Winnipeg City Police Employees Credit Union Society Limited. Based in Winnipeg, Manitoba, it provides everyday banking, lending and investment services primarily to members of the Winnipeg Police Service and Manitoba's broader law-enforcement community.
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Access: Membership required · Closed common bond
Eligible provinces: Manitoba
How to join: Eligible members of the law-enforcement community (or their family/supporters) apply for membership at the credit union.
Notes: Police service members and their families in Manitoba
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-14| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.80% |
| 2-year GIC | 3.85% |
| 3-year GIC | 4.00% |
| 4-year GIC | 4.10% |
| 5-year GIC | 4.20% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-14Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | — | Annually | — | 3.80% |
| 2 years | Non-regRRSPRRIFTFSA | N | — | Annually | — | 3.85% |
| 3 years | Non-regRRSPRRIFTFSA | N | — | Annually | — | 4.00% |
| 4 years | Non-regRRSPRRIFTFSA | N | — | Annually | — | 4.10% |
| 5 years | Non-regRRSPRRIFTFSA | N | — | Annually | — | 4.20% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-14Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | High-Yield Savings | Monthly | Annually | $0 | 1.90% |
| Savings | High-Yield Savings | Monthly | Annually | $100,000 | 1.95% |
| Savings | High-Yield Savings | Monthly | Annually | $250,000 | 2.00% |
| Savings | PLAN24 Savings | Daily | Monthly | — | 0.05% |
| Savings | Platinum Savings | Daily | Monthly | $0 | 0.10% |
| Savings | Platinum Savings | Daily | Monthly | $5,000 | 0.15% |
| Savings | Platinum Savings | Daily | Monthly | $10,000 | 0.50% |
| Savings | Platinum Savings | Daily | Monthly | $25,000 | 0.65% |
| Savings | Platinum Savings | Daily | Monthly | $100,000 | 0.75% |
| Savings | Platinum Savings | Daily | Monthly | $250,000 | 0.90% |
| Chequing | |||||
| Chequing | Chequing Account | Daily | Monthly | $0 | 0.00% |
| Chequing | Chequing Account | Daily | Monthly | $5,001 | 0.05% |
| Chequing | Chequing Account | Daily | Monthly | $10,001 | 0.05% |
| Chequing | Chequing Account | Daily | Monthly | $25,001 | 0.05% |
| RRSP | |||||
| RRSP | Variable Rate RRSPs and RRIFs | — | — | $0 | 0.75% |
| RRIF | |||||
| RRIF | Variable Rate RRSPs and RRIFs | — | — | $0 | 0.75% |
| TFSA | |||||
| TFSA | TFSA Platinum Savings | — | — | $0 | 2.00% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-14Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 4.19% |
| 2-year | Fixed | Closed | No | 4.19% |
| 3-year | Fixed | Closed | No | 4.39% |
| 4-year | Fixed | Closed | No | 4.39% |
| 5-year | Fixed | Closed | No | 4.49% |
| 5-year | Variable | Closed | No | 3.79% |
No mortgage rates match these filters.
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