Industry Voices

Perspectives written by the people who run the institutions we track — under their own names, on the products they know best.

New to Canada: How to choose a financial institution, move your money, and start growing your future

Bank or credit union, wire or transfer service, TFSA before RRSP: Luminus Financial's CEO on the first financial decisions newcomers make, and the savings-rate gap most of them never see.

George De La Rosa, Chief Executive Officer · Luminus Financial · September 5, 2026

The homes hiding in plain sight: a case for co-op and co-ownership buying

Toronto's co-op and co-ownership buildings often sell below comparable condos — and financing, not the homes themselves, is the reason. Luminus Financial's CEO on how this overlooked corner of the market works.

George De La Rosa · Luminus Financial · August 7, 2026