Rate guide · Manitoba · data as of 2026-10-16
Best GIC rates in Manitoba
Today's big game in Manitoba: the highest GIC rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.
Top GIC rates in Manitoba
Best posted standard-term rate per institution; the term next to each rate is where that institution peaks.
- 1Sunrise Credit Union5-year5.25%
- 2Oaken Financial5-year4.50%
- 3Wealth One Bank of Canada5-year4.50%
- 4Haventree Bank5-year4.35%
- 5MCAN Financial Group5-year4.35%
- 6B2B BankVia Broker5-year4.32%
- 7Achieva Financial5-year4.30%
- 8EQ Bank5-year4.30%
- 9Serenia Life FinancialGIA5-year · min $100,0004.30%
- 10Steinbach Credit Union5-year · min $250,0004.30%
- 11Home Equity BankVia Broker5-year · min $5,0004.25%
- 12Hubert Financial5-year4.25%
- 13MAXA Financial5-year4.25%
- 14Outlook Financial5-year4.25%
- 15Tangerine Bank5-year4.25%
Manitoba GIC questions
Who has the best GIC rate in Manitoba right now?
Sunrise Credit Union currently posts 5.25% (5-year) — the highest rate we track from institutions serving Manitoba, data as of 2026-10-16.
Are these rates open to people in Manitoba?
Yes — that's the point of this page. Every institution listed serves Manitoba: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.
Are these deposits insured?
Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Manitoba's provincial fund — see deposit protection in Manitoba and our deposit-insurance guide.
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