Rate guide · Northwest Territories · data as of 2026-10-16

Best HISA rates in Northwest Territories

Today's big game in Northwest Territories: the highest HISA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

Current #14.60%CIBC

Top savings rates in Northwest Territories

Top posted savings rate per institution — liquid, no lock-in. Some tiers require minimum balances.

  1. 1CIBCDaily interest · Promo4.60%
  2. 2KOHOHigh-interest3.50%
  3. 3Laurentian BankHigh-interest3.20%
  4. 4Wealth One Bank of CanadaHigh-interest3.00%
  5. 5Oaken FinancialDaily interest2.80%
  6. 6EQ BankDaily interest2.75%
  7. 7Neo FinancialDaily interest2.75%
  8. 8Bridgewater BankHigh-interest2.70%
  9. 9Hubert FinancialHigh-interest2.50%
  10. 10Sun Life - InsuranceDaily interest2.50%
  11. 11Wealthsimple Cash / SaveDaily interest2.50%
  12. 12Canadian Tire BankHigh-interest2.40%
  13. 13National Bank (incl. former CWB retail)Daily interest2.25%
  14. 14B2B BankVia BrokerHigh-interest2.20%
  15. 15General Bank of CanadaVia BrokerHigh-interest2.20%

Northwest Territories savings account questions

Who has the best savings account rate in Northwest Territories right now?

CIBC currently posts 4.60% (Daily interest · Promo) — the highest rate we track from institutions serving Northwest Territories, data as of 2026-10-16.

Are these rates open to people in Northwest Territories?

Yes — that's the point of this page. Every institution listed serves Northwest Territories: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Northwest Territories's provincial fund — see deposit protection in Northwest Territories and our deposit-insurance guide.

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