Rate guide · Quebec · data as of 2026-10-16

Best HISA rates in Quebec

Today's big game in Quebec: the highest HISA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

See top rates ↓ · All HISA rates

Current #14.60%CIBC

Top savings rates in Quebec

Top posted savings rate per institution — liquid, no lock-in. Some tiers require minimum balances.

  1. 1CIBCDaily interest · Promo4.60%
  2. 2KOHOHigh-interest3.50%
  3. 3Laurentian BankHigh-interest3.20%
  4. 4Wealth One Bank of CanadaHigh-interest3.00%
  5. 5Oaken FinancialDaily interest2.80%
  6. 6EQ BankDaily interest2.75%
  7. 7Neo FinancialDaily interest2.75%
  8. 8Bridgewater BankHigh-interest2.70%
  9. 9Sun Life - InsuranceDaily interest2.50%
  10. 10Wealthsimple Cash / SaveDaily interest2.50%
  11. 11Canadian Tire BankHigh-interest2.40%
  12. 12National Bank (incl. former CWB retail)Daily interest2.25%
  13. 13B2B BankVia BrokerHigh-interest2.20%
  14. 14General Bank of CanadaVia BrokerHigh-interest2.20%
  15. 15Canada LifeHigh-interest2.15%

Quebec savings account questions

Who has the best savings account rate in Quebec right now?

CIBC currently posts 4.60% (Daily interest · Promo) — the highest rate we track from institutions serving Quebec, data as of 2026-10-16.

Are these rates open to people in Quebec?

Yes — that's the point of this page. Every institution listed serves Quebec: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Quebec's provincial fund — see deposit protection in Quebec and our deposit-insurance guide.

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