Rate guide · Prince Edward Island · data as of 2026-10-16
Best HISA rates in Prince Edward Island
Today's big game in Prince Edward Island: the highest HISA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.
Top savings rates in Prince Edward Island
Top posted savings rate per institution — liquid, no lock-in. Some tiers require minimum balances.
- 1CIBCDaily interest · Promo4.60%
- 2KOHOHigh-interest3.50%
- 3Laurentian BankHigh-interest3.20%
- 4Wealth One Bank of CanadaHigh-interest3.00%
- 5Oaken FinancialDaily interest2.80%
- 6EQ BankDaily interest2.75%
- 7Neo FinancialDaily interest2.75%
- 8Bridgewater BankHigh-interest2.70%
- 9Souris Credit UnionDaily interest2.65%
- 10Consolidated Credit UnionDaily interest2.50%
- 11Hubert FinancialHigh-interest2.50%
- 12Sun Life - InsuranceDaily interest2.50%
- 13Wealthsimple Cash / SaveDaily interest2.50%
- 14Canadian Tire BankHigh-interest2.40%
- 15National Bank (incl. former CWB retail)Daily interest2.25%
Prince Edward Island savings account questions
Who has the best savings account rate in Prince Edward Island right now?
CIBC currently posts 4.60% (Daily interest · Promo) — the highest rate we track from institutions serving Prince Edward Island, data as of 2026-10-16.
Are these rates open to people in Prince Edward Island?
Yes — that's the point of this page. Every institution listed serves Prince Edward Island: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.
Are these deposits insured?
Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Prince Edward Island's provincial fund — see deposit protection in Prince Edward Island and our deposit-insurance guide.
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