Rate guide · Manitoba · data as of 2026-10-16

Best HISA rates in Manitoba

Today's big game in Manitoba: the highest HISA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

See top rates ↓ · All HISA rates

Current #14.60%CIBC

Top savings rates in Manitoba

Top posted savings rate per institution — liquid, no lock-in. Some tiers require minimum balances.

  1. 1CIBCDaily interest · Promo4.60%
  2. 2Steinbach Credit UnionDaily interest · Promo4.60%
  3. 3KOHOHigh-interest3.50%
  4. 4Access Credit UnionDaily interest3.25%
  5. 5Rosenort Credit UnionHigh-interest3.25%
  6. 6Laurentian BankHigh-interest3.20%
  7. 7Wealth One Bank of CanadaHigh-interest3.00%
  8. 8Oaken FinancialDaily interest2.80%
  9. 9EQ BankDaily interest2.75%
  10. 10Neo FinancialDaily interest2.75%
  11. 11Bridgewater BankHigh-interest2.70%
  12. 12Hubert FinancialHigh-interest2.50%
  13. 13Sun Life - InsuranceDaily interest2.50%
  14. 14Wealthsimple Cash / SaveDaily interest2.50%
  15. 15Canadian Tire BankHigh-interest2.40%

Manitoba savings account questions

Who has the best savings account rate in Manitoba right now?

CIBC currently posts 4.60% (Daily interest · Promo) — the highest rate we track from institutions serving Manitoba, data as of 2026-10-16.

Are these rates open to people in Manitoba?

Yes — that's the point of this page. Every institution listed serves Manitoba: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Manitoba's provincial fund — see deposit protection in Manitoba and our deposit-insurance guide.

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