Rate guide · Nova Scotia · data as of 2026-10-16

Best TFSA rates in Nova Scotia

Today's big game in Nova Scotia: the highest TFSA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

See top rates ↓ · All TFSA rates

Current #14.50%Oaken Financial

Top TFSA GIC rates in Nova Scotia

Best TFSA-eligible GIC rate per institution across the standard 1–5-year terms.

  1. 1Oaken Financial5-year GIC4.50%
  2. 2Wealth One Bank of Canada5-year GIC4.50%
  3. 3Achieva Financial5-year GIC4.30%
  4. 4EQ Bank5-year GIC4.25%
  5. 5Hubert Financial5-year GIC4.25%
  6. 6MAXA Financial5-year GIC4.25%
  7. 7Outlook Financial5-year GIC4.25%
  8. 8Tangerine Bank5-year GIC4.25%
  9. 9Canadian Tire Bank5-year GIC4.20%
  10. 10Concentra Bank5-year GIC4.20%
  11. 11Home BankVia Broker5-year GIC4.16%
  12. 12Home TrustVia Broker5-year GIC4.16%
  13. 13Manulife Bank5-year GIC4.05%
  14. 14Cape Breton Credit Union5-year GIC4.00%
  15. 15League Savings & Mortgage5-year GIC4.00%

Top TFSA savings rates in Nova Scotia

TFSA savings accounts — liquid, tax-free growth, rate can change.

  1. 1Wealth One Bank of CanadaSavings3.00%
  2. 2Oaken FinancialSavings2.80%
  3. 3Hubert FinancialSavings2.50%
  4. 4Canadian Tire BankSavings2.40%
  5. 5MAXA FinancialSavings1.95%
  6. 6Outlook FinancialSavings1.95%
  7. 7EQ BankSavings1.50%
  8. 8Manulife InvestmentsSavings1.40%
  9. 9Valley Credit UnionSavings · min $5,0011.25%
  10. 10Peoples BankSavings1.20%

Nova Scotia TFSA questions

Who has the best TFSA rate in Nova Scotia right now?

Oaken Financial currently posts 4.50% (5-year GIC) — the highest rate we track from institutions serving Nova Scotia, data as of 2026-10-16.

Are these rates open to people in Nova Scotia?

Yes — that's the point of this page. Every institution listed serves Nova Scotia: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Nova Scotia's provincial fund — see deposit protection in Nova Scotia and our deposit-insurance guide.

We hunt. You gather.

Rates move with every delivery. Get rate alerts from Ratehunter and you'll be the first to know when a higher TFSA rate lands.

Get rate alerts