Rate guide · Manitoba · data as of 2026-10-16

Best TFSA rates in Manitoba

Today's big game in Manitoba: the highest TFSA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

See top rates ↓ · All TFSA rates

Current #14.50%Oaken Financial

Top TFSA GIC rates in Manitoba

Best TFSA-eligible GIC rate per institution across the standard 1–5-year terms.

  1. 1Oaken Financial5-year GIC4.50%
  2. 2Wealth One Bank of Canada5-year GIC4.50%
  3. 3Achieva Financial5-year GIC4.30%
  4. 4Steinbach Credit Union5-year GIC4.30%
  5. 5EQ Bank5-year GIC4.25%
  6. 6Hubert Financial5-year GIC4.25%
  7. 7MAXA Financial5-year GIC4.25%
  8. 8Outlook Financial5-year GIC4.25%
  9. 9Tangerine Bank5-year GIC4.25%
  10. 10Access Credit Union5-year GIC4.20%
  11. 11Cambrian Credit Union5-year GIC4.20%
  12. 12Canadian Tire Bank5-year GIC4.20%
  13. 13Concentra Bank5-year GIC4.20%
  14. 14Winnipeg Police Credit Union5-year GIC4.20%
  15. 15Home BankVia Broker5-year GIC4.16%

Top TFSA savings rates in Manitoba

TFSA savings accounts — liquid, tax-free growth, rate can change.

  1. 1Rosenort Credit UnionSavings · min $250,0003.35%
  2. 2Wealth One Bank of CanadaSavings3.00%
  3. 3Oaken FinancialSavings2.80%
  4. 4Hubert FinancialSavings2.50%
  5. 5Canadian Tire BankSavings2.40%
  6. 6Access Credit UnionSavings2.30%
  7. 7Steinbach Credit UnionSavings2.25%
  8. 8Winnipeg Police Credit UnionSavings2.00%
  9. 9Fusion Credit UnionSavings1.95%
  10. 10MAXA FinancialSavings1.95%

Manitoba TFSA questions

Who has the best TFSA rate in Manitoba right now?

Oaken Financial currently posts 4.50% (5-year GIC) — the highest rate we track from institutions serving Manitoba, data as of 2026-10-16.

Are these rates open to people in Manitoba?

Yes — that's the point of this page. Every institution listed serves Manitoba: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Manitoba's provincial fund — see deposit protection in Manitoba and our deposit-insurance guide.

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