Rate guide · Quebec · data as of 2026-10-16

Best TFSA rates in Quebec

Today's big game in Quebec: the highest TFSA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

See top rates ↓ · All TFSA rates

Current #14.50%Oaken Financial

Top TFSA GIC rates in Quebec

Best TFSA-eligible GIC rate per institution across the standard 1–5-year terms.

  1. 1Oaken Financial5-year GIC4.50%
  2. 2Wealth One Bank of Canada5-year GIC4.50%
  3. 3Achieva Financial5-year GIC4.30%
  4. 4EQ Bank5-year GIC4.25%
  5. 5MAXA Financial5-year GIC4.25%
  6. 6Outlook Financial5-year GIC4.25%
  7. 7Tangerine Bank5-year GIC4.25%
  8. 8Canadian Tire Bank5-year GIC4.20%
  9. 9Concentra Bank5-year GIC4.20%
  10. 10Home BankVia Broker5-year GIC4.16%
  11. 11Home TrustVia Broker5-year GIC4.16%
  12. 12Desjardins - Caisses5-year GIC4.10%
  13. 13Manulife Bank5-year GIC4.05%
  14. 14League Savings & Mortgage5-year GIC4.00%
  15. 15National Bank (incl. former CWB retail)5-year GIC4.00%

Top TFSA savings rates in Quebec

TFSA savings accounts — liquid, tax-free growth, rate can change.

  1. 1Wealth One Bank of CanadaSavings3.00%
  2. 2Oaken FinancialSavings2.80%
  3. 3Canadian Tire BankSavings2.40%
  4. 4MAXA FinancialSavings1.95%
  5. 5Outlook FinancialSavings1.95%
  6. 6EQ BankSavings1.50%
  7. 7Manulife InvestmentsSavings1.40%
  8. 8Peoples BankSavings1.20%
  9. 9Alterna BankSavings1.05%
  10. 10Manulife BankSavings1.05%

Quebec TFSA questions

Who has the best TFSA rate in Quebec right now?

Oaken Financial currently posts 4.50% (5-year GIC) — the highest rate we track from institutions serving Quebec, data as of 2026-10-16.

Are these rates open to people in Quebec?

Yes — that's the point of this page. Every institution listed serves Quebec: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Quebec's provincial fund — see deposit protection in Quebec and our deposit-insurance guide.

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