Rate guide · Prince Edward Island · data as of 2026-10-16

Best TFSA rates in Prince Edward Island

Today's big game in Prince Edward Island: the highest TFSA rates from the banks, credit unions and trust companies that serve it, eligibility-checked before they're listed.

Current #14.50%Oaken Financial

Top TFSA GIC rates in Prince Edward Island

Best TFSA-eligible GIC rate per institution across the standard 1–5-year terms.

  1. 1Oaken Financial5-year GIC4.50%
  2. 2Wealth One Bank of Canada5-year GIC4.50%
  3. 3Achieva Financial5-year GIC4.30%
  4. 4EQ Bank5-year GIC4.25%
  5. 5Hubert Financial5-year GIC4.25%
  6. 6MAXA Financial5-year GIC4.25%
  7. 7Outlook Financial5-year GIC4.25%
  8. 8Tangerine Bank5-year GIC4.25%
  9. 9Canadian Tire Bank5-year GIC4.20%
  10. 10Concentra Bank5-year GIC4.20%
  11. 11Home BankVia Broker5-year GIC4.16%
  12. 12Home TrustVia Broker5-year GIC4.16%
  13. 13Manulife Bank5-year GIC4.05%
  14. 14League Savings & Mortgage5-year GIC4.00%
  15. 15National Bank (incl. former CWB retail)5-year GIC4.00%

Top TFSA savings rates in Prince Edward Island

TFSA savings accounts — liquid, tax-free growth, rate can change.

  1. 1Wealth One Bank of CanadaSavings3.00%
  2. 2Oaken FinancialSavings2.80%
  3. 3Hubert FinancialSavings2.50%
  4. 4Souris Credit UnionSavings2.45%
  5. 5Canadian Tire BankSavings2.40%
  6. 6MAXA FinancialSavings1.95%
  7. 7Outlook FinancialSavings1.95%
  8. 8EQ BankSavings1.50%
  9. 9Manulife InvestmentsSavings1.40%
  10. 10Peoples BankSavings1.20%

Prince Edward Island TFSA questions

Who has the best TFSA rate in Prince Edward Island right now?

Oaken Financial currently posts 4.50% (5-year GIC) — the highest rate we track from institutions serving Prince Edward Island, data as of 2026-10-16.

Are these rates open to people in Prince Edward Island?

Yes — that's the point of this page. Every institution listed serves Prince Edward Island: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Prince Edward Island's provincial fund — see deposit protection in Prince Edward Island and our deposit-insurance guide.

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