Rate guide · Saskatchewan · data as of 2026-10-16

Best mortgage rates in Saskatchewan

The lowest mortgage rates from the lenders that serve Saskatchewan, eligibility-checked before they're listed.

See top rates ↓ · All mortgage rates

Current lowest3.99%Edam Credit Union

Lowest 5-year fixed rates in Saskatchewan

The benchmark 5-year fixed closed term, lowest first — one row per lender.

  1. 1Edam Credit Union5-year fixed closed · Promo3.99%
  2. 2First Nations Bank of Canada5-year fixed closed · Insured4.19%
  3. 3TCU Financial Group5-year fixed closed · Promo4.19%
  4. 4Weyburn Credit Union5-year fixed closed · Insured4.19%
  5. 5Affinity Credit Union5-year fixed closed4.24%
  6. 6Prosperity Credit Union5-year fixed closed · Insured4.26%
  7. 7Coast Capital Savings5-year fixed closed4.49%
  8. 8Prospera Credit Union5-year fixed closed · Insured · Promo4.49%
  9. 9Wealthsimple Cash / Save5-year fixed closed4.49%
  10. 10Conexus Credit Union5-year fixed closed4.59%
  11. 11Peace Hills Trust5-year fixed closed4.59%
  12. 12Envision Financial (Tru)5-year fixed closed · Insured4.59%

Lowest rate per lender, any term in Saskatchewan

Each lender's single lowest posted rate — the term and type it applies to is next to the rate.

  1. 1True North Mortgage6-month fixed closed · Insured · Promo2.49%
  2. 2EQ Bank5-year variable closed3.60%
  3. 3Neo Financial5-year variable closed3.60%
  4. 4Coast Capital Savings5-year variable closed3.69%
  5. 5Prospera Credit Union5-year variable closed · Promo3.69%
  6. 6Alterna Bank5-year variable closed · Insured · Promo3.70%
  7. 7First National Financial5-year variable closed · Insured3.70%
  8. 8Envision Financial (Tru)5-year variable closed · Insured3.70%
  9. 9Conexus Credit Union1-year variable closed3.79%
  10. 10Shinhan Bank Canada5-year variable closed3.90%
  11. 11Tangerine Bank5-year variable closed3.90%
  12. 12Affinity Credit Union3-year variable closed3.95%

Saskatchewan mortgage questions

Who has the best mortgage rate in Saskatchewan right now?

Edam Credit Union currently posts 3.99% (5-year fixed closed · Promo) — the lowest rate we track from institutions serving Saskatchewan, data as of 2026-10-16.

Are these rates open to people in Saskatchewan?

Yes — that's the point of this page. Every institution listed serves Saskatchewan: we check each one's membership eligibility and service area before it can appear, rather than listing national rates you may not qualify for.

Are these deposits insured?

Yes. Bank deposits are CDIC-insured up to $100,000 per category; credit-union deposits are covered by Saskatchewan's provincial fund — see deposit protection in Saskatchewan and our deposit-insurance guide.

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